Servicing the Ottawa region’s Heating & Cooling Needs for over 25 Years.

HVAC Financing and Rentals Options


A new home heating and cooling system is one of the most important investments you’ll make – one that can deliver energy and cost savings for many years to come. You don’t have to let a small budget keep you from getting the most efficient heating and cooling solution for your household. Harding Heating & Air Conditioning offers flexible financing and rent-to-own options for any budget.

Like a home or automobile, buying a central heating and cooling system is a weighted financial decision. But, with the right choice, you could see considerable savings over the lifetime of your heating and cooling system, which can help offset your initial investment.


With a simple credit check, Harding’s team of professionals will install HVAC equipment at no cost and provide you with a full rental warranty and HVAC service for the duration of the rental program. That means no extra charges if the furnace or air conditioner breaks down or needs servicing. No need to worry about your equipment brand or product warranty – everything is covered.  Also, if you sell your house, the program will be automatically transferred to the new homeowner.

Harding Heating & Air Conditioning’s NEW Rent-to-Own program is becoming a very popular choice among Ottawa homeowners. Many people are already renting their homes or leasing their cars, so why not HVAC equipment? Renting your heating, ventilating and air conditioning equipment means you don’t have to worry about costly repairs or worse, unexpected replacements.

Benefits of Harding’s Rent-to-Own Program

  • No down payment required
  • No annual fee
  • No prepayment penalties
  • Low monthly payments
  • Simple application — only takes minutes
  • Full warranty and service

Financial Options

If you want to upgrade your heating or cooling system, don’t let a small budget hold you back!

Team Harding is proud to offer affordable & transparent financing options through
EcoHome Financial and FinanceIt.

With both services you can expect:

  • Simple application process that only takes minutes to complete
  • Fast credit decisions
  • Low monthly payments with competitive interest rates
  • No down payment, no annual fees, and no prepayment penalties

Harding Heating & Air Conditioning has partnered with Financeit to offer fast, easy financing for your new HVAC system.

Fair & Flexible

Pay it off any time without penalty.

Easy & Affordable

Amortization periods up to 240 months. Standard interest rates from 8.99% to 12.99%.*

Private & Secure

Bank-level encryption to protect your personal information.

Upfront & Open

We add a small fee to the loan amount. There are no hidden or additional charges.

Find out if you qualify in seconds. No obligation, no commitment.

Harding Heating & Air Conditioning is proud to partner with EcoHome Financial to offer convenient financing to make HVAC replacement affordable for Ottawa homeowners.

Financing your new furnace or air conditioner with EcoHome Financial also has other attractive benefits including;

Competitive Interest Rates

Multiple Term Options

Deferred Payments & Zero Interest Options

High Approval Rates

Plus, you can get approved through a quick online process!

Don’t wait until your HVAC equipment breaks down, upgrade your old, inefficient HVAC equipment through our Financing or Rent-to-Own programs.


Have any questions? Contact Team Harding to learn more!

  • This field is for validation purposes and should be left unchanged.

Call Now Button