Servicing the Ottawa region’s Heating & Cooling Needs for 25 Years.

HVAC Financing and Rentals Options


A new home heating and cooling system is one of the most important investments you’ll make – one that can deliver energy and cost savings for many years to come. You don’t have to let a small budget keep you from getting the most efficient heating and cooling solution for your household. Harding Heating & Air Conditioning offers flexible financing and rent-to-own options for any budget.

Like a home or automobile, buying a central heating and cooling system is a weighted financial decision. But, with the right choice, you could see considerable savings over the lifetime of your heating and cooling system, which can help offset your initial investment.


With a simple credit check, Harding’s team of professionals will install HVAC equipment at no cost and provide you with a full rental warranty and HVAC service for the duration of the rental program. That means no extra charges if the furnace or air conditioner breaks down or needs servicing. No need to worry about your equipment brand or product warranty – everything is covered.  Also, if you sell your house, the program will be automatically transferred to the new homeowner.

Harding Heating & Air Conditioning’s NEW Rent-to-Own program is becoming a very popular choice among Ottawa homeowners. Many people are already renting their homes or leasing their cars, so why not HVAC equipment? Renting your heating, ventilating and air conditioning equipment means you don’t have to worry about costly repairs or, worse, unexpected replacements.

Benefits of Harding’s Rent-to-Own Program

  • Conveniently adds the rental rate directly to your Enbridge bill
  • No down payment required
  • No annual fee
  • No prepayment penalties
  • Low monthly payments
  • Simple application — only takes minutes
  • Full warranty and service

Financial Options

Energy savings practically pay for Financing.

Using energy savings to finance your purchase is a smart way to pay for your investment. Harding’s financing program provides flexible plans and payment options for a home comfort solution that satisfies your needs and budget.

It’s smart, fast, and simple.

Benefits of Harding’s Financing program:

  • Simple application process
  • Fast credit decisions
  • Low monthly payments
  • Competitive interest rates
  • No down payment required
  • No annual fee
  • No prepayment penalties
  • Simple application — only takes minutes

Harding Heating & Air Conditioning provides financing for your HVAC system through Canada’s premier consumer finance company, FinanceIt. Don’t delay! Sign up today using the link below.
Fair & Flexible
Make additional payments any time without penalty.
Easy & Affordable
Get a lower monthly payment by choosing a term length of up to 180 months.* 6.99% to 12.99% interest.
Find out if you’re approved in seconds. No obligation, no commitment.

EcoHome Financial offers both consumer loans and leases (rental). Features include attractive rates, multiple term options, deferral and no interest equal payment programs, technology enabled ease of use, quick payment turnaround times and high consumer approval rates.



Don’t wait until your HVAC equipment breaks down, upgrade your old, inefficient HVAC equipment through our Financing or Rent-to-Own program. Click here to apply for financing through Hardings finance partner FinanceIt.

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