HVAC Financing

Affordable Financing or Rent-To-Own Options for Your New HVAC Equipment

Finance Your HVAC Worry-Free With Team Harding

A new home heating and cooling system is one of the most important investments you’ll make – one that can deliver energy and cost savings for many years to come. You don’t have to let a small budget keep you from getting the most efficient heating and cooling solution for your household. Team Harding offers flexible financing and rent-to-own options for any budget.


Team Harding’s Rent-to-Own program has become a very popular choice among Ottawa homeowners. Many people are already renting their homes or leasing their cars, so why not HVAC equipment? Renting your heating, ventilating and air conditioning equipment means you don’t have to worry about costly repairs or worse, unexpected replacements.

With a simple credit check, Harding’s team of professionals will install HVAC equipment at no cost and provide you with a full rental warranty and HVAC service for the duration of the rental program. That means no extra charges if the furnace or air conditioner breaks down or needs servicing. No need to worry about your equipment brand or product warranty – everything is covered.  Also, if you sell your house, the program will be automatically transferred to the new homeowner.

Benefits of Harding’s Rent-to-Own Program

  • No down payment required
  • No annual fee
  • No prepayment penalties
  • Low monthly payments
  • Simple application — only takes minutes
  • Full warranty and service

HVAC Financing

If you want to upgrade your heating or cooling system, don’t let a small budget hold you back!

Team Harding is proud to offer affordable & transparent financing options through EcoHome Financial and FinanceIt.

With both services you can expect:

  • Simple application process that only takes minutes to complete
  • Fast credit decisions
  • Low monthly payments with competitive interest rates
  • No down payment, no annual fees, and no prepayment penalties

Team Harding has partnered with Financeit to offer fast, easy financing for your new HVAC system.

Fair & Flexible

Pay it off any time without penalty.

Easy & Affordable

Amortization periods up to 240 months. Standard interest rates from 8.99% to 12.99%.*

Private & Secure

Bank-level encryption to protect your personal information.

Upfront & Open

We add a small fee to the loan amount. There are no hidden or additional charges.

Team Harding is proud to partner with EcoHome Financial to offer convenient financing to make HVAC replacement affordable for Ottawa homeowners.

Competitive Interest Rates

Multiple Term Options

Deferred Payments & Zero Interest Options

High Approval Rates

Don’t wait until your HVAC equipment breaks down, upgrade your old, inefficient HVAC equipment through our Financing or Rent-to-Own programs.

Have any questions? Contact Team Harding to learn more!

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