There are times when you want to upgrade your heating system, but don’t want to pay the full cost upfront. Financing a furnace allows you to improve home comfort, while spreading manageable payments over a series of months.
Furnace financing is different from renting. A furnace financing company provides the funds to buy and install a new heating system and then you make payments to that company to pay off the loan. When renting a furnace, you’re paying a monthly fee to lease the equipment, which also usually includes maintenance and repair costs.
There are a few reasons you might prefer financing a furnace over buying it outright:
- If the furnace unexpectedly breaks down, you might not have budgeted for a replacement system and can’t afford the full costs upfront.
- If you’re planning a big purchase (such as a new car) and you also need a new furnace, financing can help free up money.
At Harding Heating & Air Conditioning, we work with two furnace financing companies—FinanceIt and EcoHome Financial—to bring Ottawa area homeowners affordable and transparent heating system funding options.
With both services you can expect:
- Simple application process that only takes minutes to complete
- Fast credit decisions
- Low monthly payments with competitive interest rates
- No down payment, no annual fees, and no prepayment penalties
This financing option is great if you need a new heating system but are struggling to figure out how you’ll pay for it.
Learn more about your financing options,
or schedule an appointment for a free, no-obligation furnace quote.
Harding Heating & Air Conditioning has been Ottawa’s leading home comfort specialist since 1994. We are a family-owned and operated business and all of our installers and technicians are fully licensed.
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